{"id":1277,"date":"2017-11-08T22:59:20","date_gmt":"2017-11-09T02:59:20","guid":{"rendered":"http:\/\/fatwa-tt.com\/?p=1277"},"modified":"2023-03-04T02:18:39","modified_gmt":"2023-03-04T06:18:39","slug":"asking-for-an-increase-in-repayment-of-loan","status":"publish","type":"post","link":"https:\/\/fatwa-tt.com\/index.php\/asking-for-an-increase-in-repayment-of-loan\/","title":{"rendered":"Asking for an Increase in Repayment of Loan"},"content":{"rendered":"

Question:<\/strong><\/span><\/p>\n

A few years ago I lent someone $200,000. The arrangement was that he would give me a parcel of land instead of repaying the loan. After two years he is saying he cannot sell the land (because of legal reasons). Can I now demand back the original sum plus approx. $25,000 for the two years passed?\u00a0\u00a0<\/span><\/p>\n

\u00a0<\/strong><\/span><\/p>\n

Answer:<\/strong><\/span><\/p>\n

In the Name of Allah, the Most Gracious, the Most Merciful.<\/strong><\/span><\/p>\n

As-sal\u0101mu \u2018alaykum wa-rahmatull\u0101hi wa-barak\u0101tuh.<\/strong><\/span><\/p>\n

If the person is now unable to sell you the parcel of land in exchange of the money lent, it is permissible to demand back the original sum of money that was lent. However is would not be permissible to ask back for any increase in the original sum. Any surplus will be regarded as interest which Shariah strictly prohibits and condemns.<\/span><\/p>\n

\u00a0The Quran explicitly warns against the use of interest,<\/span><\/p>\n

\u064a\u064e\u0627 \u0623\u064e\u064a\u0651\u064f\u0647\u064e\u0627 \u0627\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u0622\u0645\u064e\u0646\u064f\u0648\u0627 \u0627\u062a\u0651\u064e\u0642\u064f\u0648\u0627 \u0627\u0644\u0644\u0651\u064e\u0647\u064e \u0648\u064e\u0630\u064e\u0631\u064f\u0648\u0627 \u0645\u064e\u0627 \u0628\u064e\u0642\u0650\u064a\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0631\u0651\u0650\u0628\u064e\u0627 \u0625\u0650\u0646\u0652 \u0643\u064f\u0646\u0652\u062a\u064f\u0645\u0652 \u0645\u064f\u0624\u0652\u0645\u0650\u0646\u0650\u064a\u0646\u064e. \u0641\u064e\u0625\u0650\u0646\u0652 \u0644\u064e\u0645\u0652 \u062a\u064e\u0641\u0652\u0639\u064e\u0644\u064f\u0648\u0627 \u0641\u064e\u0623\u0652\u0630\u064e\u0646\u064f\u0648\u0627 \u0628\u0650\u062d\u064e\u0631\u0652\u0628\u064d \u0645\u0650\u0646\u064e \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0648\u064e\u0631\u064e\u0633\u064f\u0648\u0644\u0650\u0647\u0650<\/strong>.<\/strong><\/span><\/p>\n

\u201cO those who believe, fear Allah and give up what still remains of the Riba(interest) if you are believers. But if you do not then listen to the declaration of war from Allah and His Messenger\u201d. (AlBaqarah, verse 278,279)<\/span><\/p>\n

\u064a\u064e\u0627 \u0623\u064e\u064a\u0651\u064f\u0647\u064e\u0627 \u0627\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u0622\u0645\u064e\u0646\u064f\u0648\u0627 \u0644\u064e\u0627 \u062a\u064e\u0623\u0652\u0643\u064f\u0644\u064f\u0648\u0627 \u0627\u0644\u0631\u0651\u0650\u0628\u064e\u0627 \u0623\u064e\u0636\u0652\u0639\u064e\u0627\u0641\u064b\u0627 \u0645\u064f\u0636\u064e\u0627\u0639\u064e\u0641\u064e\u0629\u064b \u0648\u064e\u0627\u062a\u0651\u064e\u0642\u064f\u0648\u0627 \u0627\u0644\u0644\u0651\u064e\u0647\u064e \u0644\u064e\u0639\u064e\u0644\u0651\u064e\u0643\u064f\u0645\u0652 \u062a\u064f\u0641\u0652\u0644\u0650\u062d\u064f\u0648\u0646\u064e<\/strong>.<\/strong><\/span><\/p>\n

\u201cO you who believe! Eat not Rib\u00e2 (usury) doubled and multiplied, but fear All\u00e2h that you may be successful.\u201d(Al Imran verse 130).<\/span><\/p>\n

Hence, it is not permissible to demand back more than the given sum because of loss opportunities or inflation etc.<\/span><\/p>\n

And Allah Ta\u2019\u0101la Knows Best<\/strong><\/span><\/p>\n

Mufti Arshad Ali<\/strong><\/span><\/p>\n

Darul Iftaa, Jaamia Madinatul Uloom (Trinidad)<\/strong><\/span><\/p>\n

www.fatwa-tt.com<\/strong><\/a> \/<\/strong>www.jaamia.net<\/strong><\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Question: A few years ago I lent someone $200,000. The arrangement was that he would give me a<\/p>\n","protected":false},"author":1,"featured_media":1601,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-1277","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"_links":{"self":[{"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/posts\/1277","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/comments?post=1277"}],"version-history":[{"count":0,"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/posts\/1277\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/media\/1601"}],"wp:attachment":[{"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/media?parent=1277"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/categories?post=1277"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fatwa-tt.com\/index.php\/wp-json\/wp\/v2\/tags?post=1277"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}